All about off-plan property payment plans

Dubai off-plan property payment plan

Dubai’s off-plan property market is thriving, and many developers are offering payment plans that are appealing to both investors and homebuyers. However, buying off-plan in Dubai can be a bit complicated, so it’s important to do your research and comprehend the payment options that are available to you. In this article,Springfield properties  will provide you with all the information you need to know about off-plan property payment plans in Dubai.


Payment Plan Options

In Dubai, developers offer different payment plans to make it easier for investors and buyers to purchase off-plan properties. These payment options are designed to be flexible and convenient, with installment plans and schedules that suit your needs.

Below are some of the most popular payment plan options available:

1. The construction-linked payment plan: is quite straightforward and is based on the progress of the property’s construction. Payments are made in stages, with the amount of each payment determined by the completion of construction milestones.


2.Time-linked payment plan, you will have a set schedule of payments to make over a fixed period of time. The payments are not dependent on the progress of the building, so you can rest assured that you’ll know exactly when each payment is due.


3. Deferred payment plan, you can delay paying a portion of the property’s cost until later, typically after the property is fully completed. This option can provide more flexibility in managing your finances.



Down Payment

While purchasing an off-plan house in Dubai, it’s important to keep in mind that a down payment will be required. The amount of the down payment will depend on the developer and the payment plan you choose. Typically, the down payment for off-plan houses is between 10% and 20% of the home value. However, for more luxurious properties, the down payment may be higher.

Payment plan

Usually , the payment schedule is typically outlined in the sales and purchase agreement. This contract will specify the payment plan you have chosen, the monthly payment schedule, and any penalties for delayed payments. 


It is important to examine the payment schedule carefully and ensure that you comprehend the payment plan before signing the sales and purchase agreement. If you have any questions or concerns, please do not hesitate to contact your real estate agent or developer for assistance.

Mortgage Financing

If you’re thinking of buying an off-plan house but can’t pay the full price upfront, don’t worry! You may be able to get a mortgage from a bank or financial institution. However, keep in mind that getting a mortgage for off-plan buildings in Dubai might be trickier than getting one for completed properties.


To make the best decision, it’s important to do your research and speak to a financial advisor about your options before committing to anything. They can give you guidance and help you find the right financing solution for your needs.


Once the off-plan property is completed, the developer will notify you and provide you with a completion certificate. You will then need to make the final payment as outlined in your payment plan. Once the payment is received, the developer will organize the handover of the property. 

During the handover process, the developer will give you the keys to your new property as well as any important documents, including the title deed.


In a nutshell, buying a house off-plan in Dubai can be a great way to become a homeowner. However, it’s crucial to know the different payment options that are available to you. By doing some research and working with a trustworthy real estate agency or developer, you can ensure a hassle-free and successful home-buying journey.


Leave a Reply

Your email address will not be published.

Sign up for our Newsletter

* By Submitting this form, I agree to receive all marketing material by email.

* By Submitting you confirm that you’ve read and accepted the privacy policy and terms and conditions.

Recent Posts

Compare Listings

Get in Touch

Download Brochure of All about off-plan property payment plans
Please enable JavaScript in your browser to complete this form.

* By Submitting you confirm that you’ve read and accepted the privacy policy and terms and conditions.

Thank you for your submission

Get Brochure/Floorplan

You are leaving without our FREE consultation.

Our professional teams are waiting to assist you.