How to Apply for a Property Investor Visa in Dubai: A Step-by-Step Guide

Property Investor Visa

Dubai offers a unique opportunity for foreign investors to obtain residency through property investment. The property investor visa Dubai requirements are designed to attract high-net-worth individuals and ensure that the investments contribute to the city’s growth. Whether you’re looking for a second home, a rental property, or simply a way to gain residency in one of the world’s most dynamic cities, the Dubai property investor visa can be an excellent option.

This visa provides investors with the opportunity to reside in Dubai and take advantage of its myriad attractions. In this detailed guide, we’ll guide you through each step of securing a Property Investor Visa in Dubai, equipping you with all the essential knowledge needed for a smooth application process.

Understanding the Property Investor Visa

What is a Property Investor Visa?

The Property Investor Visa, also known as the Real Estate Investor Visa, permits foreign investors to reside in Dubai by investing in the local real estate market. This initiative is part of the UAE’s strategy to attract foreign investment and bolster the property sector.

Types of Property Investor Visas

Dubai issues two primary categories of Property Investor Visas:

  1. Three-Year Property Investor Visa: Requires a minimum property investment of AED 750,000 (approximately USD 204,000).
  2. Five-Year Property Investor Visa: Requires a higher minimum property investment of AED 5 million (approximately USD 1.36 million).

Eligibility Criteria

Before applying, ensure you meet the eligibility requirements for the Property Investor Visa.

Minimum Property Value

  • Three-Year Visa: Minimum property value of AED 750,000.
  • Five-Year Visa: Minimum property value of AED 5 million.

Related: Everything You Need to Know About Dubai’s Golden Visa Program

Property Ownership

  • The property must be completed and ready for occupancy.
  • The property can be owned outright or financed through a mortgage, provided at least 50% of the mortgage is paid off.

Additional Requirements

  • The property should be free of any existing mortgages, or at least 50% of the mortgage should be paid off.
  • The investment can be in a single property or a portfolio of properties.
  • The property must be residential.

Preparing the Required Documents

Having all the necessary documents ready will facilitate a smooth application process.

Basic Documents

  • Passport: Valid for at least six months.
  • Passport-Sized Photos: Recent photographs adhering to UAE visa photo requirements.
  • Title Deed: Proof of property ownership from the Dubai Land Department (DLD).
  • No Objection Certificate (NOC): Required if the property is mortgaged.
  • Good Conduct Certificate: Police clearance certificate from Dubai Police.
  • Health Insurance: Valid health insurance covering the visa duration.

The Application Process

The application process involves several steps, from obtaining the necessary documents to submitting your application and receiving your visa.

Step 1: Property Purchase

  • Select and Purchase Property: Choose a qualifying property and complete the purchase.
  • Title Deed Issuance: Ensure the title deed is issued in your name by the DLD.

Step 2: Obtaining Necessary Certificates

  • No Objection Certificate (NOC): Obtain an NOC from your mortgage provider, if applicable.
  • Good Conduct Certificate: Apply for a police clearance certificate from Dubai Police.

Step 3: Visa Application Submission

  • Visit the Dubai Land Department (DLD): Go to the DLD office or its website to start the visa application process.
  • Submit Documents: Provide all required documents, including passport, photos, title deed, NOC, good conduct certificate, and health insurance proof.

Step 4: Application Review

  • Document Verification: The DLD will review and verify the submitted documents.
  • Visa Application Charge: Remit the required fee for processing your visa application, which may differ based on the type of visa and the urgency of processing.

Step 5: Medical Examination

  • Undergo a Medical Test: Visit a DHA-approved medical center for a health check-up, including a blood test and chest X-ray.

Step 6: Emirates ID Registration

  • Apply for Emirates ID: After receiving medical test results, apply for an Emirates ID at an approved typing center or online through the ICA website.

Step 7: Visa Stamping

  • Receive Your Visa: Upon approval, your passport will be stamped with the Property Investor Visa.
  • Collect Your Emirates ID: Once the visa is stamped, collect your Emirates ID card.

Costs Involved

Obtain Your Emirates ID: After your visa has been officially stamped, you should pick up your Emirates ID card.

Visa Fees

  • Three-Year Visa: Approximately AED 13,000 (varies based on processing speed and other factors).
  • Five-Year Visa: Approximately AED 21,000 (varies based on processing speed and other factors).

Additional Costs

  • Medical Examination: Around AED 500 to AED 700.
  • Emirates ID Fee: Approximately AED 270 for a three-year ID and AED 370 for a five-year ID.
  • Translation and Attestation of Documents: The fees for these services can differ based on the chosen service provider.

Post-Visa Responsibilities

Holding a Property Investor Visa comes with certain responsibilities and obligations.

Property Maintenance

  • Upkeep of Your Property: Make certain that your property is properly maintained and complies with all local guidelines.
  • Pay Service Charges: Settle any applicable service charges and maintenance fees on time.

Renewal Process

  • Timely Renewal: Renew your visa before it expires. The renewal process is similar to the initial application process and involves re-submitting necessary documents and undergoing a medical examination.

Benefits of the Property Investor Visa

The Property Investor Visa presents many advantages, making it a desirable choice for international investors.


  • Live in Dubai: Enjoy the benefits of residing in a dynamic and cosmopolitan city.
  • Family Sponsorship: Sponsor residency visas for immediate family members, including spouse and children.

Business Opportunities

  • Tax-Free Environment: Benefit from Dubai’s tax-free environment on personal and corporate income.
  • Easily set up a business and access a wide range of business opportunities in Dubai.
  • Establishing a Business: Simplify the process of starting a business and tap into a broad array of commercial prospects in Dubai.


  • High Standard of Living: Experience a high standard of living with world-class infrastructure, healthcare, and education.
  • Safety and Security: Live in one of the safest cities in the world with low crime rates and robust law enforcement.

Frequently Asked Questions (FAQs)

Can I apply for a Property Investor Visa with a mortgaged property?

Yes, you can apply for the visa with a mortgaged property, provided you have paid off at least 50% of the mortgage.

Is it possible to obtain the visa for off-plan properties?

No, the property must be completed and ready for occupancy. Off-plan properties do not qualify for the Property Investor Visa.

Can I work in Dubai with a Property Investor Visa?

While the Property Investor Visa enables you to live in Dubai, you will require a distinct work permit or business license to engage in employment.

What happens if I sell my property?

If you sell your property, you must either purchase another qualifying property or apply for a different type of visa to maintain your residency status in Dubai.


Applying for a Property Investor Visa in Dubai is a strategic move for those looking to invest in one of the world’s most vibrant real estate markets. The process, while detailed, is straightforward and offers significant benefits, including residency in Dubai, access to a tax-free environment, and the ability to sponsor family members. By following the step-by-step guide outlined above, you can ensure a smooth and successful application process, allowing you to enjoy all the advantages that come with owning property in Dubai.

Investing in Dubai’s real estate not only provides lucrative financial returns but also opens up a world of opportunities for personal and professional growth. Whether you are a seasoned investor or a first-time buyer, the Property Investor Visa is your gateway to experiencing the best that Dubai has to offer.


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